Frequently Asked Finance Questions
What is your best price?
What is your best price?
We are a no haggle no hassle dealership as we do a ton of market research to ensure we can offer our best value up front. BUT we DO negotiate in other ways! We can save you money with the value of the vehicle you are selling us and your financing terms.
Do I need a down payment?
Do I need a down payment?
We don’t have set initial investments for our vehicles; in fact, I see a lot of customers purchase with no money down!
I've had credit issues in the past. Can I get financing?
I've had credit issues in the past. Can I get financing?
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
Does it hurt my score if you pull my credit?
Does it hurt my score if you pull my credit?
The first time you have your credit pulled for an auto loan, you will see a deduction of 5-10 points. However, you have a 3 week grace period to continue to shop where additional inquiries will not affect your credit further.
Can I finance a vehicle if I don't have credit or have never bought a vehicle before?
Can I finance a vehicle if I don't have credit or have never bought a vehicle before?
YES! We work with 20 lenders and several have first time buyers programs. Our lenders base their approvals on your ability to pay not just your credit score.
Can I finance a vehicle if I have bad credit or or a reposession?
Can I finance a vehicle if I have bad credit or or a reposession?
YES! We work with 20 different lenders that do not base their approvals on your credit score, they base them on your ability to pay for the car.
Ready to begin?
Welcome to Stokes Trainor Chevrolet GMC's Financing Department
Welcome to Stokes Trainor Chevrolet GMC's Finance Department. We're eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.
All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. Stokes Trainor Chevrolet GMC has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.
Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!